Privacy Policy

Effective Date: August 1, 2025

MaltaFL.com (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website Maltafl.com (the “Website”), in accordance with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

1. Information We Collect

A. Information You Provide

• Name and email address (e.g., via contact forms or subscriptions)
• Other personal information you choose to share with us voluntarily

B. Information We Automatically Collect

• IP address
• Device type and browser information
• Operating system
• Usage data (pages visited, time spent, etc.)
• Referrer URL
• Location data (approximate)

C. Tracking Technologies

We use cookies and similar technologies to collect and store information. See Section 6 for more details.

2. How We Use Your Information

• To provide and operate our Website and services
• To communicate with you, including responding to inquiries
• To analyze and improve Website performance and user experience
• To detect, prevent, and address technical issues or misuse
• To comply with legal obligations
• With your consent, to send promotional or marketing materials

3. Legal Basis for Processing (GDPR)

• Consent – where you provide explicit permission
• Contractual necessity – to fulfill a contract
• Legal obligation – to comply with laws
• Legitimate interests – where our interests are not overridden by your rights

4. Your Rights Under GDPR

If you are in the EEA or UK, you have the right to:

• Access your data
• Request rectification or deletion
• Restrict or object to processing
• Data portability
• Withdraw consent

To exercise your rights, contact us at [email protected].

5. Your Rights Under CCPA

If you are a California resident, you may:

• Request to know what data we collect and share
• Request deletion of your personal data
• Opt out of the sale of personal data (we do not sell data)
• Not be discriminated against for exercising your rights

Email us at [email protected] with subject line “CCPA Request.”

6. Cookies and Tracking Technologies

We use cookies and similar tools for:

• Site functionality
• Usage analysis (via Google Analytics)
• Geolocation and map display (via Google Maps)
• User authentication and preferences (via Firebase)

You can manage cookies in your browser settings. For details: Google Cookie Policy.

7. Third-Party Services

We use the following external services, which may collect and process data independently:

• Google Analytics – Privacy Policy
• Google Maps – Privacy Policy
• Firebase – Privacy Policy
• Other future services necessary for site functionality or analytics

These services may store data in servers located outside your country, including the U.S. We take measures to ensure adequate data protection for international transfers.

8. Data Retention

We retain data only as long as necessary for the purposes stated here, or as required by law. Data will be securely deleted or anonymized when no longer needed.

9. Data Security

We apply industry-standard security measures to protect your data, including encryption and restricted access. However, no transmission is 100% secure.

10. International Data Transfers

Information may be processed or stored outside your jurisdiction, including the U.S. We use safeguards like Standard Contractual Clauses where applicable.

11. Children's Privacy

We do not knowingly collect information from children under 13. If you believe a child has provided us data, please contact us and we will delete it promptly.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised “Effective Date.” Continued use means acceptance.

13. Contact Us

If you have questions about this Privacy Policy, please contact us:

• Email: [email protected]
• Website: https://www.maltafl.com
• X(Twitter): x.com/MaltaflCOM

Cookie Policy

Last Updated: August 1, 2025

This Cookie Policy explains how MaltaFL.com ("we", "our", or "us") uses cookies and similar technologies on our website Maltafl.com ("Website"). By using the Website, you consent to the use of cookies as described in this policy.

1. What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, mobile) when you visit a website. They help websites function, remember preferences, and understand how visitors interact with them.

2. Types of Cookies We Use

• Essential Cookies: Required for core functionality such as page navigation and secure access.
• Analytics Cookies: Help us understand how users interact with our site (e.g., Google Analytics).
• Functional Cookies: Enable features such as saving preferences or location (e.g., Google Maps).
• Authentication Cookies: Used by services like Firebase to manage user login sessions securely.

3. Cookies We Use

• Google Analytics: Tracks anonymous usage data to help improve the site.
  More info: Google Cookies Policy
• Firebase: Used for authentication, performance monitoring, and analytics.
  More info: Firebase Privacy & Security
• Google Maps: Used to embed maps and detect approximate location for map accuracy.
  More info: Google Privacy Policy

4. Managing Cookies

You can manage or disable cookies via your browser settings. Most browsers allow you to:

• View which cookies are stored
• Block all or specific cookies
• Delete cookies after a browsing session

Note: Disabling cookies may impact functionality or prevent access to certain features.

5. Legal Basis for Cookies (GDPR)

We rely on your consent to use non-essential cookies (e.g., analytics). When you first visit our site, we display a cookie banner requesting your consent. You can withdraw consent at any time.

6. Your Rights (CCPA & GDPR)

Depending on your location, you may have rights to:

• Request access to data collected via cookies
• Request deletion of cookie-based data
• Opt out of non-essential tracking

To exercise these rights, contact us at [email protected].

7. Changes to This Cookie Policy

We may update this policy from time to time to reflect changes in technology, legislation, or our practices. Updates will be posted on this page with a revised "Last Updated" date.

8. Contact Us

If you have any questions about this Cookie Policy or data practices, please contact us at:

• Email: [email protected]
• Website: https://www.maltafl.com